Description:
At PayPal (NASDAQ: PYPL), we believe that every person has the right to participate fully in the global economy. Our mission is to democratize financial services to ensure that everyone, regardless of background or economic standing, has access to affordable, convenient, and secure products and services to take control of their financial lives.
Job Description Summary: As a PayPal Suspicious Activity Reporting Investigator, you will be a part of PayPal’s Global Financial Crimes and Consumer Protection organization tasked with ensuring that activity within the PayPal system is compliant with Anti-Money Laundering regulations and guidelines. You will be expected to be an AML subject matter expert, with specific emphasis on the creation, monitoring, and timely delivery of Suspicious Activity Reports (SAR) to local regulators. In the preparation of SARs, you will exercise independent judgment and discretion handling highly sensitive casework. In this role, you will investigate customer activity across multiple platforms to ensure that it falls within acceptable parameters established by governing bodies including, but not limited to all relevant FIU (Financial Intelligence Unit).
- Demonstrating the ability to understand opposing points of view on highly complex issues and to negotiate and integrate different viewpoints with all levels of Global Compliance & Ethics leadership
- Interaction with peers and financial crimes risk professionals, all levels of management, and other internal or external constituents to represent reasoning of case disposition
- Staying current with policy changes and seeking ways to enhance current processes and controls
- Applying analytical techniques to complex information sets to make logical and effectively supported recommendations on cases for reporting. Such investigation decisions are critical to PayPal’s fiduciary responsibility under the Bank Secrecy Act (Anti-Money Laundering rules) to effectively monitor customer’s activities with regard to detecting and reporting suspicious activity, including the predicate offenses of money laundering and terrorist financing
- Assessment of customer profiles and large amounts of data to ensure normal and expected activity, including Acceptable Use Policy adherence and Know Your Customer efforts
- Documenting findings in narrative style format, in the manual and automated process case management system and prepare reports to management as required
- Exercising good judgment and making decisions or recommendations in relation to case investigations
- Bachelor’s degree in Finance, Legal, Criminal Justice or a comparable field, or equivalent work experience
- Proven ability to analyse large amounts of data to report critical information
- Exceptional oral, written, and interpersonal communication skills with the ability to communicate complex information accurately, clearly and quickly to all levels
- Ability to understand opposing points of view on highly complex issues
- Ability to interact with peers and financial crimes risk professionals, all levels of management, and other internal or external constituents to deliver comprehensive views on investigative and intelligence matters and represent reasoning of case disposition
- Fluency in English