Description:
Top Financial Services Company is looking for a strong candidate with over 2 years Credit Analyst experience to join this growing team
Key Duties
- Obtain and analyse financial, asset, market, legal and contractual information.
- Support the management of our Commercial Finance portfolio through continuous assessment / monitoring of both new and existing credit lines
- Prepare structured financial analysis via ratio and peer group comparison, etc.
- Prepare credit application reports as a sound basis for decision-making by senior risk officers and risk committee.
- Attend end user meetings / calls to complete due diligence and help support the sales process on large / complex transactions.
- Advise, prepare and participate in local credit committees and act as secretary to local credit committees when appropriate.
- Develop comprehensive knowledge of the Company & Local Credit and Risk Policies
- Supporting on-boarding of new vendor programs from a Risk & Credit perspective
- Experience in negotiating legal and compliance aspects of proposed structures and engaging with internal and external legal counsel
- Ensure regulatory compliance at transaction level.
- Act as a point of guidance to wider Operations / Commercial teams.
Required Skills And Experience
- Solid experience of underwriting / analyzing standard and non-standard transactions in a wide range of sectors within either a banking or asset finance business
- Degree or equivalent in numerate/business / analytical subject
- Experience in analysing and executing large value structured transactions between over €250k and €30m across various industries / sectors
- Experience of working closely with Relationship/Account Managers in Sales teams and helping them to structure deals